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What Kind Of Maintence Or Repairs To Expect If I Buy A 1/2 Ton Truck Or Suv With Over 100k Mi?

Featured Extended Warranty Companies

We reviewed the best extended auto warranty providers, and here are our height picks.

  • Purchasing an extended warranty for a car with over 100,000 miles has its advantages. Larn what providers have the best protection for older vehicles.
  • Come across which vehicles last the longest, which ones are deemed unreliable, and how a service contract tin can benefit you and your wallet.

Chapter disclosure: Automoblog and its partners may be compensated when y'all buy the products below.

Well-nigh dealership warranties expire well before your odometer reaches the 100,000-mile marker. To go on your coverage and peace of mind for fifty-fifty the about expensive repairs, consider getting an extended warranty for cars over 100,000 miles.

Our squad reviewed the all-time extended automobile warranty companies in the industry. We assessed each 1 based on their plans, prices, and customer service. Read more to learn who our tiptop picks are, also as what you should look for in a used car warranty.

5 Best Extended Warranties for Cars Over 100k Miles:

  • Endurance: All-time Overall
  • CARCHEX: Best for Used Cars
  • CarShield: About Affordable
  • autopom!: Best Customer Service
  • Olive: Best Online Warranty

Below, we break down reputable options for buying an extended warranty on a car over 100k miles, including our top choice: Endurance.

What Are The Most Reputable Extended Car Warranty Companies?

There are many extended machine warranty companies, simply we picked five of the summit providers for cars with more than 100,000 miles. Most extended auto warranty companies offering multiple plans, from powertrain-but warranties to full-coverage options similar to your car's factory warranty. We picked plans best suited for high-mileage vehicles.

Extended Warranties for Cars Over 100k Miles: Providers and Plans

CARCHEX and Endurance specifically annunciate plans meant for vehicles with more than xc,000 miles.

Provider Coverage Max Coverage Includes

Endurance

Select Premier Coverage

Vehicles upwards to 8 years old or 200,000+ miles

  • Engine
  • Heating
  • Cooling
  • Electrical
  • Bulldoze axle
  • Transmission
  • Transfer case
  • Air conditioning
  • Seals and gaskets
CARCHEX Gold Coverage x years or vehicles up to 250,000 miles
  • Engine
  • Braking
  • Steering
  • Electric
  • Drive beam
  • Fuel commitment
  • Transmission
  • Air conditioning
CarShield Platinum Coverage Vehicles upwards to 300,000 miles
  • Engine
  • Steering
  • Electrical
  • Drive axle
  • Audio center
  • Transmission
  • Brake system
  • Transfer unit of measurement
  • Cooling system
  • Suspension
  • Fuel delivery
  • Turbo charger
  • Air conditioning
  • Electronics and high-tech components
  • Seals, sealing boots, and gaskets
autopom! Mid-Level Coverage seven years or vehicles up to 150,000 miles
  • Brakes
  • Engine
  • Cooling
  • Heating
  • Steering
  • Drive axle
  • Suspension
  • Transmission
  • Fuel commitment system
  • Differential assembly
Olive Powertrain plus Vehicles upward to 185,000 miles
  • Brakes
  • Engine
  • Cooling
  • Heating
  • Steering
  • Drive beam
  • Suspension
  • Transmission
  • Fuel arrangement
  • Differential assembly

Client service can be just as important as warranty coverage. Y'all desire a contract with an extended automobile warranty company that is transparent, responsive, and trustworthy.

In our research, nosotros considered factors similar customer service hours, money-back guarantees, Amend Business organization Bureau (BBB) ratings, and client reviews to provide a customer experience rating for each of the companies offer the best extended warranties for cars over 100k miles.

Is An Extended Auto Warranty Worth It?

It certainly can be. An extended warranty is a vehicle service contract rather than a legal warranty, so it volition e'er cost extra because it's not included with your car's buy. It'due south best to get an extended warranty if the price is the same or less than the cost of expected repairs.

It also depends on your lifestyle and vehicle. Consider getting an extended warranty if these points pertain to yous:

  • You lot purchased a used auto from a private seller.
  • Your automobile's manufacturer's warranty only lasts three to five years.
  • Yous accept an older vehicle that will most likely need major, costly repairs.
  • Long commutes or frequent travel button you lot past your factory warranty quickly.
  • Your vehicle type has known (and often specific) problems, especially as mileage increases.
  • You find condolement in the idea of something that takes care of all aspects of automobile repair for you, including towing and roadside assist.

If your vehicle requires whatever type of repair related to general wear and tear, then an extended warranty might not be the well-nigh cost-effective choice. Always read the provider'due south contract for full coverage details.

What Should Your Extended Automobile Warranty Include?

Don't choose an extended warranty for a auto over 100k miles that skimps on repairs and dodges on its promises. If your engine is kaput and the service contract but covers repairs on the nigh meaningless parts, then you're in for a headache. Whether you take a new auto or a used machine, coverage is key. There are ii main types of coverage:

Powertrain Coverage

A powertrain warranty covers merely the most of import components of the car, which makes information technology a cheaper and longer contract. With powertrain coverage, y'all'll get protection for certain parts of these components:

  • Engine
  • Rear beam
  • Front beam
  • Driveshaft
  • Transmission

There's no guarantee every part of your automobile'due south engine or drivetrain will be covered, but many warranty companies offer more extensive coverage nether more expensive plans.

Bumper-to-Bumper Coverage

If you're worried your old car will accept mechanical breakdowns, so a bumper-to-bumper warranty is the best type of extended warranty for cars over 100,000 miles. These plans offering the most comprehensive coverage of extended warranty plans.

While it won't encompass every part of the car, a bumper-to-bumper warranty tin can cover other important components of your braking and electronic systems, usually with simply a few exclusions. For a college price, it can also cover these items:

  • Lighting
  • Suspension
  • Power steering
  • Air conditioning

Some extended auto warranties will take a bonus of flexibility for covered auto repair shops, likewise as boosted reimbursement for rental automobile services or towing. Information technology's always a good thought to ask nigh these features.

Loading broken car on a tow truck on a roadside
The best car warranties include benefits like roadside assistance and reimbursement for towing and rental cars.

Which Provider Do We Recommend For High-Mileage Cars?

Endurance wins our vote for Best Overall. Its EnduranceAdvantage™ plan is its highest level of coverage and tin can cover vehicles over 200,000 miles. The visitor has affordable plans and a proficient reputation inside the industry. CARCHEX, which we rated Best for Used Cars, is another skillful option for cars with more than 100k miles.

Endurance

  • Direct provider
  • xv years of experience
  • 6 bachelor warranty plans
  • Covers cars with up to 200,000+ miles

Endurance is a good selection for extended warranties for cars over 100k miles, particularly every bit the car warranty provider fulfills all plans direct. Each program comes with 24/7 roadside assistance, trip interruption coverage, and rental car reimbursement. In addition to component coverage, yous'll receive these perks with a 1-year Endurance Elite Benefits membership:

  • Total loss protection: You can get up to $1,000 toward a replacement vehicle.
  • Collision disbelieve: You can receive up to $500 per covered standoff ($1,000 limit).
  • Central fob replacement: If you lose or break your key play tricks, you lot can get up to $500 toward the replacement.
  • Tire repair or replacement: You can go up to two tires repaired or replaced per yr if they're damaged due to road hazards ($125 per tire).

You can read more about the direct warranty provider in our Endurance warranty review.

Best Overall

Our Rating – 4.6 out of 5.0

logo endurance

Get Quote

(866) 990-3410

Industry veteran that handles your program straight, from quote to merits

CARCHEX

  • 21 warranty plans
  • 22 years of experience
  • Covers cars with up to 250,000 miles
  • Endorsed past CARFAX, The Motoring Social club, Kelley Blue Book, Edmunds, and more

CARCHEX is known for providing quality vehicle protection plans for vehicles with over 100,000 miles. The company offers several customizable plan options. In add-on to component coverage, you'll receive these perks:

  • Bombardment bound service: An old battery tin be given a boost or leap kickoff.
  • Tow service: Receive up to $100 for your car to exist towed to the nearest repair facility.
  • Rental car reimbursement: Get reimbursed (within a dollar limit) for a rental while your vehicle is being repaired.
  • Trip pause service: You can receive reimbursements of up to $300 for accommodations and nutrient if your vehicle breaks down more than than 100 miles from your home.
  • Network flexibility: CARCHEX has a network of over thirty,000 mechanics that you can choose from for your repair, so you have a say in the quality of service and your motorcar'due south longevity.
  • Roadside aid: Older cars are more likely to experience mechanical breakdowns. In the event you lot're stuck, you'll get immediate assistance at any time of the day for free with your coverage plan.

You can learn more than about the company in our CARCHEX review or compare both companies in our commodity on CARCHEX vs. Endurance.

Best for Used Cars

Our Rating: 4.3 out of 5.0

logo

Get Quote

(866) 950-7122

Height-rated provider with unmatched client service and affordable coverage

Tin can Your Car Become The Distance?

Certain cars are more reliable than others, especially afterward 100,000 miles. And then which cars will likely demand the help of an extended warranty, and which cars can survive without?

Longest-Lasting Vehicles

In a 2022 study by iSeeCars.com, experts looked at thirteen.5 million cars sold in 2022 and determined SUVs, especially those made past domestic automakers, are the longest-lasting vehicles. Below are the two highest-ranked vehicles in the study.

Make & Model: Toyota Sequoia

Immovability: Toyota is famous for reliability, with the Sequoia having stiff reliability ratings as far back as 2006. The iSeeCars.com study showed six.half-dozen% of these SUVs had over 200,000 miles, and 0.2% had over 300,000 miles. According to RepairPal, the Toyota Sequoia has an average almanac maintenance and repair cost of $642, which is fifth out of 14 for full-size SUVs. Nosotros collection the 2022 Toyota Sequoia TRD Sport in 2022 and gave it a 91% grade.

Make & Model: Ford Trek

Immovability: The iSeeCars.com report constitute 5.iv% of Ford Expeditions had more than 200,000 miles. According to RepairPal, the boilerplate almanac maintenance and repair cost is $861, which is about 10% more expensive than RepairPal's average of $784.

Least Durable Vehicles

Consumer Reports looked into the 10 to the lowest degree reliable cars and plant the Volkswagen Atlas and Cadillac CTS to exist the worst. Here are a few stats on each:

Make & Model: Volkswagen Atlas

Immovability: HotCars.com included this midsize SUV on its 2022 "Built to Crumble" list, noting electric system, engine, and brake issues. The 2022 model has had 14 recalls, according to the National Highway Traffic Safe Administration (NHTSA).

Model: Buick Enclave

Durability: Consumer Reports scored the Buick Enclave's predicted reliability at 1 out of five. RepairPal besides institute this midsize SUV to accept a higher frequency and severity of repairs compared to other cars.

Our Advice On Extended Warranties

An extended warranty for cars over 100k miles could lessen the affect of expensive repairs on your pocketbook, regardless of what kind of machine you drive. That'southward considering the warranty's almanac payout is likely to be equal to or less than a plush repair, and then yous get more bang for your buck with a service contract. In addition, an extended warranty can increment your car'due south resale value.

But not all extended warranties for cars over 100k miles are worth information technology and not all extended warranty providers are reputable companies. That'south why we strongly recommend getting gratis quotes from multiple providers and always reading the fine impress to make certain you understand exactly what falls nether covered repairs and what doesn't.

salesperson

FAQ

What is the cost of an extended auto warranty?

We found that a five-yr bumper-to-bumper warranty tin toll about $ii,400. However, small downwards payments and like shooting fish in a barrel monthly payment plans can brand repairs much more affordable than an out-of-pocket engine rebuild. After all, information technology is commonly less expensive to repair an older car than it is to buy a new 1.

Going with a tertiary-political party service that provides multiple coverage plans, you can look a cheaper price tag. Many extended warranty companies offering payment plans from three months to 24 months (or more than) and flexible deductibles starting at $0.

Does AAA offer extended motorcar warranties?

Yous may already enjoy roadside help from AAA, but tin it cover loftier repair costs on an older car? Not all companies offer extended warranty services in every state. AAA is a clear case.

AAA Carolinas, AAA Northeast, and AAA Mid Atlantic provide extended warranties and vehicle protection plans, only you may not be able to observe this service in other regions of the country. Check with your local AAA site.

What is the CarShield mileage limit for extended warranty coverage?

The mileage limit for CarShield's Platinum plan is 300,000 miles for most vehicles, making information technology a viable provider for extended warranties for cars over 100k miles.

What happens when a car reaches maximum mileage?

Cars do not have a "maximum mileage." If you proceed to replace components as they wearable out, a car could theoretically last forever. Even so, cars typically offset to need more than frequent repairs later 100k miles. At some signal, repairs and budget may cost more than than the car is worth.

How can I accomplish Protect My Car customer service?

If you need to reach Protect My Machine customer service, the easiest way might be to call its price-costless customer service line at 888-964-6754 and speak to a team fellow member straight.

Featured Extended Warranty Companies

We reviewed the all-time extended auto warranty providers, and here are our top picks.

Our Methodology

Our skilful review squad takes satisfaction in providing accurate and unbiased data. We identified the following rating categories based on consumer survey data and conducted extensive research to formulate rankings of the best extended auto warranty providers.

  • Affordability: A variety of factors influence price, and so it can exist difficult to compare quotes between providers. Our squad performs ongoing hush-hush shopper analyses for different vehicles, mileages, warranty plans, and locations to give this rating.
  • Coverage: Because each consumer has unique needs, information technology's essential that a car warranty visitor offers an assortment of coverage options. We take into account the number of plans offered by each provider, term limits, exclusions, and boosted benefits.
  • Industry Standing: Our team considers Better Business concern Agency (BBB) ratings, availability, and years in business when giving this score.
  • Customer Service: Reputable extended car warranty companies operate with a certain caste of care for consumers. Nosotros take into account customer reviews, BBB complaints, and the responsiveness of the customer service squad.

What Kind Of Maintence Or Repairs To Expect If I Buy A 1/2 Ton Truck Or Suv With Over 100k Mi?,

Source: https://www.automoblog.net/extended-warranties-for-cars-over-100k-miles/

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